Frugal Vs. Cheap: What is the difference?

When saving money, every penny counts and you start to wonder what the real difference is when it comes to frugal vs. cheap. However, there are just those things that are worth an extra dollar…

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Is renters insurance really worth it?

If you’re on a tight budget, the first thing you do is consider everything that you can go without. On the top of that list – you might have put renters insurance. If so, I’m…

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How To Use The Cash Envelope System

The most important thing to know when it comes to budgeting is that every dollar has a job.  The cash envelope system is a great way to see how much money you have and put…

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How to understand credit card billing cycle

Credit can be complex; you can easily find yourself in debt if you don’t understand your credit card billing cycle and due date. In this blog post, I will be breaking down the dates you…

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How to use the paycheck budget method of budgeting

Now, more than ever people have been faced with hardships caused by the coronavirus pandemic. It seems like it’s never-ending. Every day there is a new headline and for some a paycheck is unpredictable. According…

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